Ira Contribution Limits 2025 Table. The contribution limits for a traditional or roth ira increased last year but remain steady for 2025. If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras is the same:.

Iras in 2025 have an individual contribution limit of $7,000 , with an additional $1,000 allowed for earners 50+ years old. For 2024 and 2025, you can contribute $7,000.